Nelson Zide
ERA Key Realty Services | 508-277-7794 | nelson@nelsonzide.com


Posted by Nelson Zide on 11/7/2018

If you want to increase the value of your home there are certain things that you can do to make sure that you get the most for your money when it comes to the sale of your property. One barrier to activities that increase the value of your home is that you only have so much time and money that you can invest before the home goes on the market. Take a look at these tips to increase the value of your home by quite a lot. 


Clean Out Your Home And Stage It 


You don’t need to make expensive changes to your home in order to make an appearance. If you take the time to clear out the clutter of your home and stage it, it will look like a brand new place. No one wants to see piles of papers, dog toys, and crumbs as they walk through a potential home that they might buy. The difference that cleanliness and a little maintaining of your home makes can be huge. 


Make A Great First Impression


Messy yards and exterior issues on your home can really cost you quite a bit when trying to sell your home. If things appear disarrayed and broken around the outside of the home, you need to clean it up before you sell it. To add some spice to your curb appeal, you can do things like add some potted plants to the front of the yard. This is so simple, yet can make such a huge difference.


Pay Special Attention To Your Kitchen And Bathroom


Doing something as simple as adding fresh paint to the bathroom and kitchen can really add a lot of charm to your home. While you may not have the funds to do a complete renovation of these rooms a simple “cleanup” of the spaces can help.    


Hire Professionals


As much fun as DIY jobs are, sometimes hiring a professional can really make a huge difference. If you’re not too keen on the type of job that you’re undertaking you should really hire a professional.


Another professional that you may want to hire is a real estate agent to help you sell your home. Realtors are experienced in marketing homes and understand the complete process from home showings through the closing on the sale. While you may think that you can sell the home on your own, you’ll get a much better return if you leave it to the experts.


As you can see, these simple actions are a great way to increase the value on your home when you’re ready to sell. Take your time, and get a better return on your property investment.




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Posted by Nelson Zide on 10/31/2018

The US government has been helping Americans achieve their goal of homeownership for decades. Through programs offered by the Federal Housing Authority, the USDA, and the Department of Veterans Affairs, millions of Americans have been able to afford a home who would have otherwise struggled.

The focus of today’s post is one such service: loans offered through the USDA Rural Development program.

If you’re hoping to buy a home in the near future but are worried about being able to save up enough for a down payment or build your credit score in time, USDA loans could be a viable option.

Let’s take a look at some of the common questions people have about USDA loans:

Do I have to live in the middle of nowhere to get a USDA loan?

The short answer is “no.” rural development loan eligibility for your area is laid out on a map provided by the USDA. Most of the suburbs outside of major cities, as well as nearly all rural areas, are covered by the rural development program.

Can I qualify for a USDA loan if I’ve previously owned a home?

Yes. You may be eligible for a loan as long as you’re not the current owner of a home that was purchased through the rural development program. So, for example, if you own a home financed through the USDA and wanted to buy a second home and rent out the first one, you wouldn’t be able to finance your second home through the USDA.

How does the USDA loan guarantee work?

When you buy a home, a lender asks you to make a down payment. If you don’t have a down payment, the government (USDA, VA, or FHA) insures the down payment on your home rather than you paying it up front.

Will I have to pay mortgage insurance?

Unlike other subsidized loans, rural development loans require a “guarantee fee” rather than PMI (private mortgage insurance). The guarantee fee is 1% the total mortgage amount and this can typically be financed into the loan (so you don’t have to pay up front). In addition to the guarantee fee, USDA loans also charge an annual premium for the lifetime of a loan.

What are the qualifications for a USDA loan?

To find full eligibility information, complete the survey on the USDA’s eligibility website to find out if you qualify. However, the general qualifications are:

  • U.S. citizenship

  • Buying a home in a qualifying area

  • 24 months of income history

  • A credit score of 640 or higher for streamlined processing

  • Income high enough so that your monthly payments do not exceed 29% of your monthly earnings

What is the direct loan program?

The USDA really offers multiple urban development loans. The guarantee program, for which most single families utilize, and the direct loan program. Direct loans are designed for families who have the greatest need. You can also find out if you’re eligible for a direct loan by filling out the questionnaire on their website.







Posted by Nelson Zide on 10/24/2018

A home bar is one thing that most adults should have in their homes. Even if you’re not a drinker yourself, you should have something on hand to offer guests when they come over for an evening of food and conversation. You’ll need the right setup, the right tools, and the right recipes handy to have the perfect home bar. Whether you have a bar already or are looking to build your own, we have all the tips that you’ll need as a rookie bartender.  


The Essentials


You’ll need quite a few essentials in your home bar including but not limited to:


  • Glasses
  • Bitters
  • Bar tools
  • Recipe books
  • Spirits
  • Mixers
  • Garnishes

Find The Right Surface To Transform Into A Bar


You can easily transform any table, sideboard, or cart into a bar. If the vessel that you’re using has a drawer, that’s even better. You can keep all of your bottles, glasses, decanters, and openers in one convenient place. It’s not bad if you can’t fit all of your supplies in one place. Less used items can be stored in the pantry. 


You can even use a simple bookshelf to store all of your bar supplies. Transform any bookcase from “boring bookshelf” to home bar in no time. You can arrange the shelving by category, giving each shelf a purpose. You can keep spirits on one shelf, glasses on another shelf, tools on another, and recipe books on another shelf. 


Does Your Home Have An Actual Bar Built-In?


Many homes actually have bars built in, but people rarely use them because they feel inexperienced in using the bar tools of the trade. Whether you have a full wet bar or a simpler dry bar, keep all of the essentials there. You’ll need:


  • Bar towel
  • Trash can
  •  Glasses
  • Decanter
  • Bar spoon
  • Strainer
  • Shaker
  • Access to ice
  • Juice
  • Sodas
  • Juicer
  • Limes
  • Lemons
  • Jigger
  • Simple Syrup
  • Old fashioned glass
  • Peeler
  • Mesh strainer

Location Of The Bar


If you’re setting up a brand new bar, there’s a variety of places that you can put the bar. If you have space in the kitchen, you can add it to a corner right there. Other great places for your bar could be a den or a man cave. Wherever you’ll spend time hanging out with company is a good place to keep your bar. If you have children, you might even consider getting a locking cabinet system for your liquor. You don’t want little hands getting into what they’re not supposed to.  


Setting up your own home bar is something to be proud of. It will be quite the conversation piece when guests come over. You’ll be able to discuss your collection of liquors and see if friends have any recommendations as to what you might add to your selection of liquors. A home bar is an entertaining essential.





Posted by Nelson Zide on 10/17/2018

If you intend to sell a home, it helps to allocate time and resources to produce an effective property listing. Ultimately, a house listing can help a property seller make a positive first impression on potential buyers. And if a listing is informative and engaging, it may lead a buyer to set up a house showing.

Now, let's take a look at three tips to help you craft a house listing that hits the mark with prospective buyers.

1. Analyze the Buyer's Perspective

Think about why a buyer may pursue your house over all other available properties. Then, you can put together a home listing that accounts for the buyer's perspective.

As a home seller, your goal is to stir up interest from as many potential buyers as you can. If you assess the buyer's perspective closely, you can craft a home listing that accounts for key factors that distinguish your residence from other properties. And as a result, your home listing may help you make your house an attractive choice to dozens of prospective buyers.

2. Provide Accurate Home Information

Although you may be tempted to stretch the truth when you craft your home listing, there is no reason to do so. Because if you try to hide home problems from buyers, you may put a property sale in jeopardy down the line.

On the other hand, if you include accurate home information in your listing, you can help a buyer make an informed decision about your house. And if a buyer finds your home may match his or her expectations, this individual could set up a showing to take an in-depth look at your residence.

3. Include High-Resolution Photos of Your Home

High-resolution photos that show off the beauty of your kitchen, bedrooms and other areas of your house are must-haves in your property listing. In some instances, you may be able to capture spectacular images of your home with your camera or smartphone. Or, you can hire a professional real estate photographer to take pictures of your home for a property listing.

Clearly, there are many things you can do to transform an ordinary house listing into an exceptional one. And if you work with a real estate agent, you can get expert help as you prepare a home listing and perform other house selling tasks.

A real estate agent understands how to sell a residence and is happy to share his or her housing market insights with you. This housing market professional can help you promote your home to prospective buyers, review any offers to purchase your residence and much more. Perhaps best of all, a real estate agent will provide honest, unbiased home selling recommendations to ensure you can maximize your house sale earnings.

Prioritize your home listing – you'll be glad you did. If you devote the necessary time and resources to craft a listing that highlights your home's features, you may be better equipped than ever before to enjoy a successful property selling experience.




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Posted by Nelson Zide on 10/11/2018

Great investment unit! Located on 3rd floor facing the rear. Newer siding, roof, slider, windows, and deck. Terrific storage area off of deck. Unit is clean but needs updating. Water tank in 4-5 years old. Current tenant has been there over 8 years and paying market rent of $1200/month. Unit will be delivered with tenant: owner will not make it vacant. Tenant is a TAW. Show and sell!!

More Info on this Property | New Listing Alerts




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